Thanks ObamaCare: Guilford College Student Insurance
Jumps 75 Percent
Guilford joins numerous colleges hiking their student health
By Ron Meyer, Young America's Foundation
Can we stop calling ObamaCare the Affordable Care Act now?
A Young America's Foundation activist forwarded an email from
the Vice President for Finance at his school, Guilford College
(Greensboro, NC), informing him that, "For the 2012-13
academic year, the annual cost of the student health insurance is
increasing from $668 to $1,179. This insurance premium has been
charged to your student account."
Why the increase? "Our student health insurance
policy premium has been substantially increased due to changes
required by federal regulations issued on March 16, 2012 under the
Affordable Care Act."
Guilford College has been forced to raise their student premiums
75 percent, yet this administrator still insists
on calling it the Affordable Care Act. Seems a bit ironic, to say
Guilford joins a long list of colleges raising their premiums.
Virtually all current student insurance plans do not meet
ObamaCare's mandates, and Forbes reports colleges
have been forced to drop their plans or raise their premiums rates
as much as 1,112% (and no, that's not a typo).
Most students like their current healthcare, but they can't keep
In the email to Guilford students (available in full here), the
VP of Finance lays out exactly why they were forced to hike
"As a result, all collegiate student
health plans with an effective date of July 1, 2012 or after must
provide a minimum benefit of at least $100,000 per policy year,
have no limits on benefits deemed essential by the Act, and provide
a preventative care benefit with no deductible, co-pays or
co-insurance. In compliance with these mandates,
(emphasis added) the following changes have been made to the
College's student health insurance policy.
"For the 2012-13 academic year, the annual cost of the
student health insurance is increasing from $668 to
For those who don't understand insurance mandate regulation
jargon, this means catastrophic health insurance plans (primarily
covering accidents only) have been banned for students. Students,
who often don't need luxury plans, prefer lower cost policies with
fewer benefits. This allowed for much more affordable premiums.
Student healthcare choice has been replaced with
expensive ObamaCare mandates.
That's why it's not just happening at Guilford (a small liberal
arts college with around 2,700 students). Some of the most egregious cost hikes include: the State University of New
York in Plattsburgh raised their premium from $440 per
student to between $1,300 and $1,600; Lenoir-Rhyne
University (Hickory, NC) raised theirs from $245 to
$2,507; and the University of Puget Sound (Tacoma, WA)
raised theirs from $165 to between $1,500 and
Young Americans are already dealing with record-smashing college
debt and unemployment, and the Obama administration should answer
for these added costs to students.
President Obama will be traveling to campuses across the nation
next week trying to sell ObamaCare to young people. Students on
campus--or any conservative leaders visiting campus--need to call the
Obama administration's bluff.
Ron Meyer--age 22--is the spokesman for Young
America's Foundation. He's a frequent guest on Fox News and the
Sean Hannity Radio Show. Email him at