According to Democrats in Washington, I am supposed to be one of
those greatly appreciative under-26-year-olds who get to stay on
their parents' health insurance into their mid-twenties. Well, I'm
not - because my family is losing its insurance.
We aren't alone, though. We are among the millions of Americans
told to believe that wonderful little "if you like your plan, you
can keep it" lie the President
fed us at least 36 times.
Nearly 5 million people have been dropped from their
insurance coverage, compared to the
365,000 who have enrolled. That means for each person who has
signed up for Obamacare, 13 have been dropped from their insurance.
According to the American Enterprise Institute, that's just the
beginning - as
nearly 100 million Americans could be dropped from their
Bureaucrats in Washington like to shrug and say there's a
government subsidy waiting once one enrolls in a plan under
Obamacare. Unfortunately, my family is considered a "winner" in
society, which makes us a loser under Obamacare. According to the
federal government, we make too much money, meaning we can easily
take on the burden of increased insurance rates - whether they are
25 or 100 percent more than their original cost. To receive a
subsidy for out-of-pocket cost, a family of
four must make less than $58,564.
To understand my frustration, though, you need to know a bit
about us before you brush us off as another well-to-do family
complaining about taking on society's ailments. We appear to be the
winners, yes, but that came from years of hard work and playing by
My dad is a doctor, meaning Obamacare affects his entire life.
Nothing was given to him - nothing. He came from a downriver
Detroit working-class family. He worked throughout high school,
college and even medical school so that he could pay for his
education. He earned partial scholarships for college and medical
school, and the rest he worked off. He started his career at 30
after completing his extended residency in his specialization.
He is the definition of the American Dream.
Through his success, he put his three children through high
school and college. I am his first-born and in my first year of law
school. That carries a hefty $150,000 price tag. I am the first
female in my family to go to graduate school. And you know what? I
My parents help me through law school as best they can so I do
not have to take out government loans with astronomical interest
rates. Sadly, their extra resources are maxed out. They do not have
cash lying around, thanks to my education. So when the letter came
in the mail explaining they would no longer be covered by their
insurance because their affordable plan was unacceptable under the
'Affordable' Care Act, it was not welcome news.
My family has been blessed to remain healthy and lucky enough
not to need things like prescription drug or mental health
coverage. If we want an insurance plan that does not cover these
things, why are we not allowed the choice to keep it?
As most people are out shopping this holiday season, my family
is shopping for an insurance plan. After calling our insurance
provider, we learned our coverage would increase in price by 100
percent. That's even after the President decided to keep his
promise and allow us to keep our plan.
Is it really the responsibility of Washington bureaucrats to
determine our health needs, instead of our doctors? It is easy to
say it is for the greater good, but when it is your family unable
to pay their bills because they are forced into purchasing
something they do not want, it isn't so good.
This is your responsibility, Mr. President. You do not get to
blame website designers. Obamacare is your fault and your name is
written all over it. Now fix it.
As seen in Red Alert Politics. Rachel Jankowski is aYoung America's
Foundation activist and a law school student at
the University of Michigan.