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    Thanks ObamaCare: Guilford College Student Insurance Jumps 75 Percent

    Guilford joins numerous colleges hiking their student health insurance plans.

    By Ron Meyer, Young America's Foundation Spokesman

    Can we stop calling ObamaCare the Affordable Care Act now?

    A Young America's Foundation activist forwarded an email from the Vice President for Finance at his school, Guilford College (Greensboro, NC), informing him that, "For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179. This insurance premium has been charged to your student account."    

    Why the increase? "Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act."

    Guilford College has been forced to raise their student premiums 75 percent, yet this administrator still insists on calling it the Affordable Care Act. Seems a bit ironic, to say the least.

    Guilford joins a long list of colleges raising their premiums. Virtually all current student insurance plans do not meet ObamaCare's mandates, and Forbes reports colleges have been forced to drop their plans or raise their premiums rates as much as 1,112% (and no, that's not a typo).      

    Most students like their current healthcare, but they can't keep it.  

    In the email to Guilford students (available in full here), the VP of Finance lays out exactly why they were forced to hike costs:

    "As a result, all collegiate student health plans with an effective date of July 1, 2012 or after must provide a minimum benefit of at least $100,000 per policy year, have no limits on benefits deemed essential by the Act, and provide a preventative care benefit with no deductible, co-pays or co-insurance.  In compliance with these mandates, (emphasis added) the following changes have been made to the College's student health insurance policy.

    "For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179."

    For those who don't understand insurance mandate regulation jargon, this means catastrophic health insurance plans (primarily covering accidents only) have been banned for students. Students, who often don't need luxury plans, prefer lower cost policies with fewer benefits. This allowed for much more affordable premiums.  

    Student healthcare choice has been replaced with expensive ObamaCare mandates.

    That's why it's not just happening at Guilford (a small liberal arts college with around 2,700 students). Some of the most egregious cost hikes include: the State University of New York in Plattsburgh raised their premium from $440 per student to between $1,300 and $1,600; Lenoir-Rhyne University (Hickory, NC) raised theirs from $245 to $2,507; and the University of Puget Sound (Tacoma, WA) raised theirs from $165 to between $1,500 and $2,000.

    Young Americans are already dealing with record-smashing college debt and unemployment, and the Obama administration should answer for these added costs to students.

    President Obama will be traveling to campuses across the nation next week trying to sell ObamaCare to young people. Students on campus--or any conservative leaders visiting campus--need to call the Obama administration's bluff.

    Ron Meyer--age 22--is the spokesman for Young America's Foundation. He's a frequent guest on Fox News and the Sean Hannity Radio Show. Email him at

    • Readers' Comments

    • If by, "raising prices," you mean, "bringing them to the levels, that most institutions of higher learning already had them, during the Bush years," then yes - this is egregious. I paid over $1500 a semester at the University of Idaho and it only lasted for four years, even though it took five to complete my degree. I had Bronchitis, along with several other nasty viruses in school, yet was still one of the healthier people I knew (The joys of a cold climate). They cost me, roughly, $1500 in prescriptions and testing over my five years. Which of course was added onto my healthcare costs, because these were considered non-catastrophic issues. Under the new act, I would have only paid my initial coverage costs. Also, you make it sound like the new healthcare plans WON'T cover catastrophic accidents. I'm sure that was just a mistake, but it can mislead your readers.
      Posted by John B on 08/24/2012
    • Since college students can remain on their parents' health insurance, it would only be needed by students whose parents don't have coverage. Under Obamacare everyone will be compelled to have health insurance, so no coverage from the college would be needed. If a student should need health insurance through the college, they might be eligible for a plan through a state or Federal "insurance exchange." Rest assured, however, none of this will come cheaply. Insurance is meant for "catastrophic" coverage ... whether health insurance or home insurance. When insurance does not have co-pays or deductibles the cost goes up incrementally. There simply is no free lunch! Somebody pays ... if not the student, then the taxpayer. Govt's only revenue is taxation, so in order to "give" something to someone, it must first take it away (in the form of taxation) from someone else.
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